Over the past year many people have found various bills and living costs rocketing, and this has made it very difficult for many to cope financially.
When it comes to our shopping bills many of us have seen our shopping bills rocket over the past year, with the price of food having soared in a relatively short space of time.
There are a number of ways that you can take to help keep the cost of your shopping down, and whilst the price of some foods is apparently coming down you still need to do all you can to aid your finances.
The competition between the various major supermarkets has resulted in many offering a variety of special offers and deals for customers each week, and these deals can help to shave a substantial sum from your shopping bill.
In order to take advantage of as many different special offers and deals as possible you may find that it is worth doing your weekly or monthly shop at a number of supermarkets rather than using just one supermarket.
Some of the special deals that could save you money on your shopping include buy one get one free deals, three for two deals, and cut price deals, such as half price goods.
You need to resist the temptation to buy products that you would not normally buy just because they are on special offer, as this will end up costing you money rather than saving you money.
Another way in which you can save money on your shopping is by switching to one of the various discount supermarkets that are in operation, which have gained popularity over the past year.
Whilst the discount stores do offer good deals and prices, the choice is not as good as with the major supermarkets, so you may still need to do some of your shop at your regular store.Not having a list with you can end up costing your more too, as this can result in you putting unnecessary items in your trolley whilst missing the things that you actually did need to get, which you will then have to go out again to fetch.
The purpose of having a list is to ensure that you get the things that you need, and this also means sticking to what is on the list and not getting carried away with all the various items that are shouting out to you on the shelves.
Finally, one suggest that was made recently by the government is that you plan out your family meals for the week, so that you know in advance what you need to get in your shop, and can avoid buying items that you will not use or need.
Most of us have been guilty of putting unnecessary items in our trolleys when shopping, and forward planning can help to eliminate this risk.Alisdair Cosgrove interests include autos, loans, insurance and other personal finance topics and can find more of his work at the site one38.org, offering affordable auto loans and also for thos who have been refused elsewhere we have accesss to bad credit auto loans and shoud be able to help no matter your credit history.
By Alisdair Cosgrove
Saturday, January 17, 2009
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